Randall is very professional, thorough, polite, patient and able to expedite a complex purchase in record time. I highly recommend him. You can’t go wrong.

Purchase in Newport Beach, CA

Just refinanced our 2 year old loan that we originally got from Wells Fargo which was a nightmare. Randall made this so simple and easy I was amazed.

Refinance in Tahoe City, CA

Randall is our guy for anything loan related and we’ve already recommended him to family and friends. He’s super professional, quick, extremely responsive.

Purchase in Petaluma, CA

Choosing to work with Sydney for our mortgage was hands down the best decision my fiancé and I made. From day 1 we knew that we were in good hands

Purchase in Redondo Beach, CA

I worked with Sydney on at least 2 zero-cost mortgage refis. Competitive rates and he made the process smooth. Sydney was knowledgeable and responsive.

Refinance in Woburn, MA

It was a pleasure working with Sydney and I have already recommended him to others. Everything was on or ahead of schedule and he anticipated everything.

Refinance in Waitsfield, VT

Sydney made the loan process move smoothly. He was always available to answer questions and to provide insight about how to structure the loan.

Refinance in Easton, MA

We used Randall for the purchase of a home and we couldn’t be happier. He was always available on short notice, and he walked us through every step.

Purchase in Petaluma, CA

Sydney Andrews and his team at Loan Envy were angels and heaven sent. I have completed 5 loans/refinances and this one was EFFORTLESS on my part.

Refinance in Los Angeles, CA

I’d Choose Randall Every Time! As a first time home buyer I had no idea what I was getting into, but Randall walked me through the process start to finish.

Purchase in Coto de Caza, CA

Join Hundreds of Satisfied Customers Today

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

New Home
BASICS

A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

What type of loan do you need?

Meet the Loan Envy team

Brian McHugh

Brian has specialized in originating residential loans for over half a decade. He lives in Natick, MA and a Massachusetts, California and Florida Loan originator’s license.

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Davina Gauthier

Davina’s goal is to provide her clients with extraordinary service through two guiding principles; integrity and transparency. Davina grew up in Central/ Northern California.

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Jonathan Garcia

Jonathan joins Loanenvy.com after 7 years of working in Housing & Municipal Finance in New York. He enters the mortgage industry with a passion to make homeownership accessible.

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Lemon Hynds

Lemon is excited to help first time buyers, but truly anyone, make homeownership a reality in their life. Her goal is to make the process easy, accessible and fun!
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Randall Thomas

Randall has been a mortgage professional since 2002. A southern California native, Randall began his career in the mortgage industry with a direct to consumer lender in 2002.
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Sydney Andrews

For over 20 years, Sydney has been helping his clients build wealth through real estate. Raised in Cape Cod, and a graduate of Boston College he now resides in Southern California.

Get to know Sydney

Wen Yeh

Born in Santa Monica and raised all over the westside of Los Angeles, Wen has been a licensed real estate professional with over 20 years of experience in commercial and residential real estate transactions.

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Terrific!

Sydney is experienced, skilled, practical, and has integrity. We have worked with him for at least ten years, maybe longer. I recommend him without hesitation. And! He is a kind man.

– Refinance in Sudbury, MA

What type of loan do I need?

VA Loans

Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.

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Conventional Loans

Conforming loans are conventional loans that meet bank-funding criteria set by Fannie Mae (FNMA) and Freddie Mac (FHLMC).

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Jumbo Loans

Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans.

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FHA Loans

FHA mortgage loans are issued by federally qualified lenders certified by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

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