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It was a pleasure working with Sydney and I have already recommended him to others. Everything was on or ahead of schedule and he anticipated everything.

Refinance in Waitsfield, VT

We used Randall for the purchase of a home and we couldn’t be happier. He was always available on short notice, and he walked us through every step.

Purchase in Petaluma, CA

Sydney made the loan process move smoothly. He was always available to answer questions and to provide insight about how to structure the loan.

Refinance in Easton, MA

I’d Choose Randall Every Time! As a first time home buyer I had no idea what I was getting into, but Randall walked me through the process start to finish.

Purchase in Coto de Caza, CA

Choosing to work with Sydney for our mortgage was hands down the best decision my fiancé and I made. From day 1 we knew that we were in good hands

Purchase in Redondo Beach, CA

Randall is our guy for anything loan related and we’ve already recommended him to family and friends. He’s super professional, quick, extremely responsive.

Purchase in Petaluma, CA

Sydney Andrews and his team at Loan Envy were angels and heaven sent. I have completed 5 loans/refinances and this one was EFFORTLESS on my part.

Refinance in Los Angeles, CA

Just refinanced our 2 year old loan that we originally got from Wells Fargo which was a nightmare. Randall made this so simple and easy I was amazed.

Refinance in Tahoe City, CA

Randall is very professional, thorough, polite, patient and able to expedite a complex purchase in record time. I highly recommend him. You can’t go wrong.

Purchase in Newport Beach, CA, Your Content Goes Here

I worked with Sydney on at least 2 zero-cost mortgage refis. Competitive rates and he made the process smooth. Sydney was knowledgeable and responsive.

Refinance in Woburn, MA
Read why our clients come back over and over

Join Hundreds of Satisfied Customers Today

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

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A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

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Meet the Loan Envy team

Randall Thomas

Randall has been a mortgage professional since 2002. A southern California native, Randall began his career in the mortgage industry with a direct to consumer lender in 2002.

More about Randall

Sydney Andrews

For 20+ years, Sydney has been helping clients refinance and purchase homes. Raised in Cape Cod, he now resides in Southern CA with wife Capri, and daughter India.

Get to know Sydney

What type of loan do I need?