Just refinanced our 2 year old loan that we originally got from Wells Fargo which was a nightmare. Randall made this so simple and easy I was amazed. He is very professional and kept us informed along the way as to what was happening. He was able to get us a good rate on a 20 year loan. Would highly recommend Randall for your next loan adventure.

– Refinance in Tahoe City, CA

Randall is our guy for anything loan related and we’ve already recommended him to family members and friends. He’s super professional, quick, and extremely responsive. Even with tight timelines, he’s your guy to get the job done. Really couldn’t have secured our loans without his help!

– Purchase in Petaluma, CA

We used Randall for the first purchase of a home in the US and we couldn’t be happier. He was always available on short notice during the offer stage and once we had house picked, he walked us through every step of lending as it came up. Nothing took him more than a day to get done and he was happy to explain things when we had questions. It made a new process totally painless for us and I would highly recommend him. He was also able to offer a number of competitive rates and lending options so we could pick what was right for us.

– Purchase in Petaluma, CA

As a first time home buyer, I had no idea what I was getting myself into, but Randall walked me through the process from start to finish. It was really comforting knowing I had someone professional and knowledgeable in our corner. There is no one else I’d rather work with!

– Purchase in Coto de Caza, CA

Randall is very professional, thorough, polite, patient and able to expedite a complex purchase in record time. I highly recommend him. You can’t go wrong with Randall helping you to gather the paper work and meet deadlines. Thank you Randall!

– Purchase in Newport Beach, CA

We found Randall through a friend’s recommendation and he did not disappoint. He found us aggressive mortgage quotes, made the process easy to understand, and was extremely responsive and friendly through our house search and purchase. Can’t say enough good things!

– Purchase in Sun Valley, ID

As a first time homebuyer I was quite nervous. Randall took the time to answer every question and concern. He was efficient and thorough and made sure I understood every step of the way. I’m not someone who normally completes reviews but my experience with Randall made me want to shout from the rooftops how fantastic he is. He took a complicated process and made it as smooth as butter. Don’t waste your time with anyone else.

– Purchase in Los Angeles, CA

Randall was skilled and expedient in completing my loan. He was courteous and professional throughout the whole process. I highly recommend him. Anytime I had a question or a concern, Randall was prompt in replying to my concerns. He was determined to get me my loan and worked hard at achieving that goal.

– Purchase in Los Angeles, CA

Working with Randall and Loan Envy was a smooth experience. He is knowledgeable and accommodating to your every need. Doing transactions that require a lot of information gathering and a laborious paper trail can be daunting. Randall is a partner in the experience and will always help you feel informed and prepared. We have used him multiple times and every transaction is a complete pleasure and stress free.

– Refinance in San Diego, CA

We worked with LoanEnvy, specifically with Randall Thomas. Our situation was somewhat complicated, particularly balancing our net assets with ongoing income flow to arrive at qualifications for the loan details we wanted (low interest rate, 15 year term, low loan origination costs, desire for cash out, and payoff of existing HELOC). His knowledge of and familiarity with the nuances of this transaction made it as straightforward as possible. We have refinanced mortgages numerous times. Overall, this was one of the easiest we did because of Randall’s expertise.

– Refinance in Olema, CA

This is my second refi with Randall and it went as smoothly and as quickly as the first. After we discussed my long term goals he presently me with various options, clearly explaining the pros and cons of each. He will offer advice but will never push you toward a product because it would benefit him more. He works hard so you will be 100% satisfied with the result. I am so impressed with Randall and have recommended him to a number of good friends because I know they would be well taken care of.

– Refinance in Los Angeles, CA

I’ve worked with Randall for a number of years through refinancing and just now through a new home purchase. He is incredible to work with.

I was told to work with a local lender in San Francisco by a couple agents and I researched a couple and got initial quotes from them but in the end I was not receiving the level of service that I expected and that I knew Randall would provide. Local or not to where I was buying my home, he made the transaction happen flawlessly.

He’s organized – many others I’ve worked with ask for a new piece of information every day or multiple times a day. Randall has it organized in a way that you provide as much as possible up front at one time. He is always available. Under tight deadlines you want to know that your lender is going to be there to close the deal and that often means unconventional hours. Randall was always available to me and my agent throughout the process via email and phone and text.

He kept me posted all the way through on what was needed, what was about to be needed and was sure to keep our deadlines straight.

I can’t recommend Randall enough!

– Purchase in San Rafael, CA

Now that the proverbial dust has settled around the house purchase, I wanted to take a moment to share something.  Over the years, I have purchased a few properties; indeed, Richard and I bought, sold and refinanced a number of times over the years.  Never have I experienced such care as you demonstrated.  Not from a banker, lender, broker or seller.  From the outset, your input and insights proved invaluable – from noticing the error on my taxes to re-jiggering income and investments to properly show.  I was struck by how effortless you made it for me.

I am truly grateful for all your help and plan to spread your name far and wide! 

Thank you for all your hard work,

– Hank

It was a pleasure working with Sydney and I have already recommended him to others. Everything was on or ahead of schedule and he anticipated everything we needed.

I will honestly recommend Sydney to everyone needing any real estate loan.

– Refinance in Waitsfield, VT

Sydney made the loan process move smoothly. He was always available to answer questions and to provide insight about how to structure the loan. His years of experience is definitely an asset to borrowers. He is extremely professional and does what he says that he is going to do. I highly recommend Sydney.

– Refinance in Easton, MA

Choosing to work with Sydney for our mortgage needs was hands down the best and easiest decision my fiancé and I made. From day 1, we knew that we were in good hands especially since Sydney would reply to all my email inquiries within the hour – I would even receive replies from him during the weekends! Quick replies are crucial in this competitive market especially when you need to update pre-approval letters for different offers you want to make. Sydney was always very transparent and straight forward about the entire process which we really appreciated as well. Furthermore, he was extremely patient with us and answering the gazillion questions we would keep asking them throughout the entire process. Sydney has the traits of a great mortgage broker – he comes highly recommended by several people, is an excellent communicator, has impeccable work ethic, and discloses all fees and costs upfront. Our loan closed in time thanks to his hard work and we look forward to working with him again in the future for our refinancing needs.

– Purchase in Redondo Beach, CA

Sydney Andrews and his team at Loan Envy were angels and were heaven sent. I have completed five home loans/refinances in my lifetime and this one was EFFORTLESS on my part. I didn’t have to do much at all. It was over in less than a month. NO STRESS! Loan Envy knows what they are doing and I wasn’t disappointed.

– Refinance in Los Angeles, CA

I worked with Sydney on at least 2 zero-cost mortgage refis. Competitive rates and he made the process very smooth. Sydney was knowledgeable and responsive.

– Refinance in Woburn, MA

Sydney’s expertise and professionalism in unparalleled. He was prompt concise and knew exactly what was needed from the get go. No back of forth asking for one thing then another, then another, like other lenders I have dealt with. He is made the entire process a positive experience.

– Refinance in Moorpark, CA

On multiple occasions, 2 new loans, at least 2 re-finances, Sydney listened to understand our needs and desires and then found products that matched. He answered all of our questions promptly and completely. Each transaction was exactly what we were looking for. When he saw opportunities to save us money, he provided options and good recommendations.

– Refinance in Gig Harbor, WA

Sydney is experienced, skilled, practical, and has integrity. We have worked with him for at least ten years, maybe longer. I recommend him without hesitation. And! He is a kind man.

– Refinance in Sudbury, MA

I have used mortgage services from Sydney Andrews many times. He has always been prompt in answering my questions and extremely patience in taking the time to answer my questions in a manner in which I helps me understand the complicated process of home loans.

– Refinance in Santa Monica, CA

I’ve worked with several lenders over the years for home purchases, re-finances, and other loans and lines of credit. I will always go first to Sydney from now on. Working with him was by far the easiest, smoothest, most understandable, and most reassuring process I’ve ever experienced. He explained the options well, got me better rates than anyone else I spoke to, made the paperwork a breeze, answered every question patiently and clearly, and respected and understood my needs. He operates with a level of integrity that is rare in this business. I trust Sydney completely and happily recommend him often.

– Refinance in Los Angeles, CA

If I had to use one word to describe Sydney, it would be FANTASTIC! From beginning to end, Sydney was professional, courteous, and timely. Even with my families busy life, Sydney was able to keep us track. As long as Sydney is in the business, I will not use anyone else.

– Refinance in Fullerton, CA

The last couple times I refinanced it was Sydney who reached out to me with the details of my current loan and how a refinance could benefit me. He answered every clarifying question I had to my satisfaction.

– Refinance in Watertown, MA

We refinanced with Sydney 3 times and had a good experience every time.

Sydney is very professional, knowledgeable and responsive. He let us know every time the interest rate dropped and we could save on mortgage payments by refinancing. We highly recommend Sydney to anyone looking to buy a home or refinance.

– Refinance in Melrose, MA